is an independent, advertising-supported service. This content is not provided by any financial institution. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone,Īnd have not been reviewed, approved or otherwise endorsed by any financial institution. Their use does not signify or suggest the endorsement,Īffiliation, or sponsorship, of or by SuperMoney or them of us. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc.Īll products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Kia Motors Finance are strongly not recommended by SuperMoney community users. Kia finance was founded in 1989, it is a well-established company that has been in business for 33 years. Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit. Yes, Kia Motors Finance reports your account activity to the following credit reporting agencies: Proof of citizenship or residence permitĭoes Kia Motors Finance report your account activity to credit bureaus?.To qualify, applicants may need to provide the following documentation: Permanent resident / green card holders are also eligible to apply. citizens are, of course, eligible for the services offered by Kia Motors Finance. Their rates fall within the limits of The Military Lending Act. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers.Īctive duty service members and their covered dependents are eligible to apply for a loan via Kia Motors Finance. Kia Motors Finance only considers borrowers who are employed. Kia Motors Finance does not have or does not disclose a minimum annual income eligibility requirement. The minimum age to be eligible is 18 or the state minimum, whichever is higher. What do you need to qualify for Kia Motors Finance? This fee could reduce or eliminate the savings from paying the car loan early. However, Kia finance charges a prepayment fee if you pay your car loan early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early. Yes, Kia finance does charge borrowers a fee if they pay their loans early. Yes, Kia finance charges borrowers with a late payment penatly fee Does Kia finance charge prepayment fees? Yes, Kia finance may charge a loan origination fee. However, the longer the term of your auto loan, the more interest you will pay.ĭoes Kia finance charge an origination fee? Having the option of longer terms - terms can range up to 144 months - allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable.

Kia finance has car loans with terms ranging from 12 to 72 months. What is the maximum auto loan term you can get with Kia finance? Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Your APR can vary depending on several factors, such as your credit score. What APR does Kia finance offer on its car loans?

Kia finance loan amounts start at $1,000 and go up to $200,000. You can elect to opt-out of this information collection by unticking the boxes below.Kia finance FAQ How much can you borrow via Kia finance? Information about devices used to access our website may be collected and shared, even if this information is not tied to your name or other information that specifically identifies you. They use cookies and other mechanisms to connect you with your social networks and tailor advertising to better match your interests. We use the following partners to better improve your overall web browsing experience. You can elect to opt-out of this information collection by unticking the boxes below. They use cookies and other mechanisms to collect information regarding your visit. To learn about our collection and use of personal data, please see our Privacy Policy.

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